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    • W&L Shepherd Program for the Interdisciplinary Study of Poverty and Human Capability
    • POV Capstone Papers
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    Assets and Liberty: Encouraging Healthy Savings Habits for Low-Income Households

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    Capstone paper (1.186Mb)
    Date
    2013
    Author
    Voorhees, Tyler
    Subject
    Saving and investment
    Poverty
    Economic assistance, Domestic
    Wealth
    Individual development accounts
    Savings accounts
    Washington and Lee University -- Capstone in Shepherd Poverty Program
    Child Trust Fund (Great Britain)
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    Description
    Tyler Voorhees is a member of the Class of 2013 of Washington and Lee University.
     
    Capstone; [FULL-TEXT FREELY AVAILABLE ONLINE]
     
    Our current welfare system places too much of an emphasis on income and consumption over wealth and assets. The United States has a long history of encouraging asset accumulation for all classes. We also have a long tradition of promoting both formal and fair equality of opportunity. Assets are an important determinant for many life outcomes, and an important consideration for fair and formal equality of opportunity. As such, they deserve special consideration in the discussion of poverty and for the promotion of fair equality of opportunity. Especially given that such a large percentage of the population can be considered “asset-poor,” we should evaluate new programs that encourage low-income households to save at some basic level. This paper analyzes several programs’ effectiveness in dealing with the issue of asset poverty.
     
    Tyler Voorhees
     
    URI
    http://hdl.handle.net/11021/24089
    Collections
    • POV Capstone Papers
    • W&L Shepherd Program for the Interdisciplinary Study of Poverty and Human Capability

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