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Subprime Mortgage Crisis: Impact, Causes and Solutions for Low-Income Borrowers
This paper focuses on the subprime mortgage crisis and its relationship to low-income borrowers, families, and neighborhoods. It examines how and why the current crisis developed, the implications to poor families and ...
Tiny Home Communities: Alternative Solutions to Addressing Homelessness
Homelessness is decreasing nationally, but populations experiencing homelessness in certain states and unsheltered homelessness both increasing. Also, chronic homelessness still makes up large part of populations experiencing ...
Financial Exclusion and Banking Participation of America's Working Poor
The highly developed financial system of the U.S. continues to exclude and fail millions of American households -- many of whom are disproportionately low-income and are in need of inclusive banking services the most. This ...
Emergency Department Utilization Among the Poor: The Need to Improve Access to Quality Primary Care
Inappropriate use of emergency departments and inadequate access to high-quality primary care are two interrelated issues that characterize health care for America's poor. A thorough rectification of this issue must not ...
Expanding Immigrant Access to Welfare: A Moral Obligation
Immigrants who arrive in the United States illegally have no access to federal benefits at all, relying mostly on charity and emergency health care services. The proposed reform, however, would move many of these illegal ...
The Pediatric Medical Home Model: A Policy Recommendation to Increase Healthcare Quality for Children in Poverty
The pediatric medical home is a family-centered approach to providing comprehensive primary care. In a medical home, healthcare professionals work with patients and their families to ensure all medical and non-medical ...
Health, Wealth and Poverty: Why the U.S. Needs Universal Healthcare
Among industrialized nations, twenty-eight of the twenty-nine cited by the World Health Organiztion have some form of universal healthcare. The exception is the United States. Poor people are the most likely to be uninsured ...
International Measurements of Womens Poverty and Capability Approach
This paper attempts to evaluate international poverty measurements using the capability approach developed by Nobel Prize winning economist and philosopher Amartya Sen. Capabilities measurements of poverty are better suited ...
International Moral Obligation Towards Sierra Leone in Light of Conflict Diamonds
So, what does a case such as Sierra Leone imply in regards to moral obligations that ought to be considered by more affluent nations around the globe? There are a few steps that have to be taken in order to accomplish the ...
Stigma of Homelessness
Homeless individuals constantly fight an uphill battle against a stigma that creates in them a lost sense of self. The stigma and resulting negative associations made about homeless individuals is one that keeps them in ...